Terms and Conditions

1. About the Service

Valuentice provides AI-informed portfolio analysis and daily reporting intended to support long-term investors and family savers in understanding their holdings. The Service is informational in nature and is designed to complement, not replace, independent judgement and, where appropriate, professional advice.

2. No Financial Advice

Nothing presented through the Service constitutes personalised financial, investment, tax, or legal advice. Reports, commentary, and analytical outputs are generated using automated processes and general data and do not take into account your individual circumstances, objectives, or risk tolerance. You should consider seeking independent professional advice before making any investment decision.

3. Eligibility and Account Responsibilities

You must be legally capable of entering into a binding contract to use the Service. If an account is provided to you, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Valuentice promptly of any unauthorised use.

4. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting to gain unauthorised access to systems or data, reverse engineering any underlying software or models, using the Service for unlawful purposes, or interfering with the proper functioning of the Service. Valuentice reserves the right to suspend or terminate access where these obligations are breached.

5. Intellectual Property

All content, design elements, text, graphics, software, and underlying technology associated with the Service are the property of Valuentice or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Service for its intended purpose. No other rights are granted.

6. Data Accuracy and Limitations

While Valuentice aims to provide useful and clearly presented analysis, the Service relies on data and automated models that may contain errors, delays, or omissions. Valuentice does not warrant that any report, figure, or output will be complete, accurate, or uninterrupted. You are responsible for independently verifying any information before relying on it.

7. Third-Party Services and Links

The Service may reference or link to third-party tools, data sources, or websites. Valuentice does not control and is not responsible for the content, accuracy, or availability of any third-party resource, and inclusion of such references does not imply endorsement.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Valuentice shall not be liable for any indirect, incidental, special, or consequential losses, including loss of profits, loss of data, or investment losses, arising from or connected to your use of, or inability to use, the Service. Nothing in these Terms is intended to exclude or limit liability that cannot lawfully be excluded or limited.

9. Indemnity

You agree to indemnify and hold Valuentice harmless from any claims, losses, or expenses arising from your misuse of the Service or your breach of these Terms, to the extent permitted by applicable law.

10. Suspension and Termination

Valuentice may suspend or terminate your access to the Service at any time, with or without notice, where there are reasonable grounds to believe these Terms have been breached, or where required to protect the integrity of the Service.

11. Changes to the Service and these Terms

Valuentice may update, modify, or discontinue any part of the Service at its discretion. These Terms may also be revised from time to time, and the updated version will be posted on this page with a revised effective date. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Valuentice operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Contact

Questions regarding these Terms can be directed to Valuentice via the contact details provided on our Contact page.

Effective date: This draft is provided for template purposes and should be dated upon formal adoption.